The holiday season is officially in full swing, and who doesn’t need some extra money to spruce up our homes, purchase gifts for loved ones, and, of course, pay our bills? At Shopping Sense, we make it our duty to highlight the best solutions for stretching those dollars. After all, ‘tis the season that we all deserve some joy! The Massy Card Credit Card and the options that the Barbados Public Workers Cooperators Credit Union Limited (BPWCCUL) offer are sure to help to ease some of the financial strain this Christmas.
The holiday season is officially in full swing, and who doesn’t need some extra money to spruce up our homes, purchase gifts for loved ones, and, of course, pay our bills? At Shopping Sense, we make it our duty to highlight the best solutions for stretching those dollars. After all, ‘tis the season that we all deserve some joy! The Massy Card Credit Card and the options that the Barbados Public Workers Cooperators Credit Union Limited (BPWCCUL) offer are sure to help to ease some of the financial strain this Christmas.
The Massy Card Credit Card
Check everything off your list with the Massy Card Credit Card—the hassle-free solution! With one of the lowest interest rates on the island (1.75 per cent), a low monthly payment, and no hidden fees, tap into the world of extended capabilities for spending this holiday season.
Over 100 Partner Locations and Still Growing!
You have the power of spend with your Massy Card Credit Card. If you’re already a member, here’s where you can swipe and save!
How It Works
You earn Massy Points with your Massy Card Credit Card with every swipe at loyalty partner locations. And that’s not all. When you pay with the credit card at any credit partner location, you earn Massy Points automatically for every $10 spent, giving you the chance to double-dip at select locations to earn twice as many Massy Points. Plus, receive bonus points with special offers on select products and services at participating locations. From there, the choice is yours—earn Rewards Cash automatically or let them accumulate for future use. But don’t take too long—unused Massy Points on your credit card will expire after 15 months.
Use your smartphone to access your Massy Card credit account by downloading and registering for the free and convenient digital wallet app, eWallet by Massy Card. It’s easy to use! Find it on Google Play or the Apple App Store.
Applying is easy! Once approved, your new credit card will be issued within 7 business days. Here’s how to apply.
Barbados Public Workers Cooperative Credit Union
Live a little this holiday season with the Barbados Public Workers Cooperative Credit Union’options for getting more and doing more!
Christmas Line of Credit
Credit union members who need to borrow a specific amount of money can apply for a line of credit, which is a flexible loan that you can access as needed and repay immediately or over time. Once you have a minimum of $250 in ‘free’ savings on your account, you may borrow up to $2 500. See details on how to apply here.
Special Unsecured Christmas Loan
Undertaking a special home renovation project this Christmas? Whatever your need, the BPWCCUL offers affordable financing to members this season with their special unsecured loan — no collateral required, where members can borrow up to $25 000. Approved applicants will be automatically entered to win over $10 000 in prizes from BPWCCUL’s holiday partners! See documents needed to apply here.
Gift Vouchers
If you’re unsure of what to get for family and loved ones this Christmas, gift the gift of saving with gift vouchers. General member vouchers come in denominations of $25, $50, and $100, and Thrift Club vouchers can be purchased in $25 and $50 denominations.
These vouchers can be redeemed in-branch via a deposit to an account or can be used to create an account.
BPWCCUL Discount Partners
Smart Consumers assemble! If you’re a credit union member, you are eligible for discounts at numerous discount partners around the island. Launched in 2011, the Discount Partnership Programme is aimed at increasing the value of member experience while benefiting the partnered businesses by facilitating free advertising to the credit union’s membership. There’s something for everyone, with discounts ranging from 5 to 15%. Are you ready to save? See the directory of partners here! Happy shopping and smart spending!